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FAQ

Beneficiary

It is disbursed to whom the insured or the pensioner determines (male or female) during his lifetime. In the event that no beneficiary is determined, the grant shall be disbursed as follows:​

  • In the event of a man's death, the grant is first due to his widow or widows, and if there are multiple widows, it is divided among them, then to the father, then the mother, and then the eldest son who is not entitled to the pension.
  • In the event of the woman's death, the grant is due first to the husband, then to the eldest son who is not entitled to the pension, then the father, then the mother.

In the absence of those mentioned above, the grant is disbursed to the beneficiaries pro-rata their entitlement to the pension, and in the absence of those entitled thereto, it is disbursed to the legal heirs through the Ministry of Justice.

As for the value of the grant, it is twice the retirement pension, or twice the salary of the deceased subject to insurance or the contribution bracket for the self-employed.​


Husband: The husband must be unable to earn on the date of his wife's death, and this is proven by a decision from the Secretariat of the Medical Committee.​

Wife: to be in the husband's infallibility on the date of death.

Son: For the son to be entitled, he must not have attained the age of twenty-six, with the exception of:

  • Unable to earn.​
  • The student in a post-secondary education stage until he attains the age of twenty-eight, provided that the pension share will continue to be paid to those who have attained this age until the end of the school year during which he attained this age.
  • Anyone who has obtained a university qualification or its equivalent or more, provided that he has not attained the age of twenty-eight and has not joined a job or practiced an activity that is subject to the provisions of Chapter 5.

Daughter: In order for the daughter to be entitled, she must not be married on the date of death, and the pension share is suspended in case of work.

Father: For the father to be entitled, he must prove his dependence on the pension of his deceased son during his lifetime.

Mother: She must be divorced or widowed.

In order for brothers and sisters to be entitled, they must prove that they depend on the pension of the deceased (their brother) during his lifetime, in addition to fulfilling the entitlement conditions for the son or daughter.

In order for the sons and daughters of the son to be entitled, it is required that their father died before the grandfather or he died while he is still entitled to an original share in the pension of his deceased father.



The beneficiary may combine between the retirement pension and the pension share, even if it is multiple, but not exceeding the maximum legally determined, and he is excluded from the application of the rules of combination, and the combination is unlimited for each of the following:​​

  • The inability to earn, and the inability is proven by a decision of the medical committee, provided that the percentage of invalidity is 50% or more.
  • Children if they are entitled to their parents' pension.
  • The person entitled to a pension share in the martyr's pension approved by a decision of the Council of Ministers or the Martyr's Office and another pension share or retirement pension.

A widow if she combines her retirement pension or salary due to her and her pension share from her husband.



  • Upon the death of the beneficiary.​​
  • When the widow is entitled to a pension share in her last husband's pension, her share of her former husband's pension ends.
  • When (the son/brother/son of the son) attains twenty-six if he is not enrolled as a student in an academic stage following high school and is unable to earn.



  • A beneficiary joins work, except for the widow.​​
  • Female married (a marriage grant is paid to each of the daughter, sister or son's daughter upon their first marriage, equivalent to 6 months of the due pension share).


  • The pension share shall be re-disbursed in case of divorce or widowhood of females.​​
  • Service termination and the continuation of other entitlement conditions.



The instalment of 7 times the retirement pension shall not be forfeited, and in the event that all or part of the remaining amount is not recovered, it shall be deducted from the pension shares of those entitled to the pension.​​

It is not permissible to disburse 7 pension shares, but one or two shares can be obtained in advance.​​

Yes, the deduction of the commutated portion of the retirement pension shall cease upon the death of its owner.​​

Yes, a non-Muslim widow is entitled to a share in the pension of her deceased husband. The rules of legal inheritance do not apply to the retirement pension. Rather, the conditions of entitlement and the ratios of allocation of pension shares are applied in accordance with the legal rules contained in the Social Security Law.​​

In the event that the actual legal pension share is less than the minimum share set by the law, the pension share shall be raised to the minimum, which is as follows:​

  • KD 258 for widow or husband
  • KD 202 for each parent
  • KD 130 for each of the children and the sons' sons and daughters
  • KD 130 or double the pension share due for each of the brothers and sisters, whichever is less.​


The pension share shall be disbursed to the beneficiaries on an exceptional basis for those whose status has changed after the death of the pensioner, provided that the deceased is a Kuwaiti or a certified martyr, as follows:​​

  • For females, in the event of divorce or widowhood / mother, daughter, sister
  • For males, cases of invalidity for son, brother

  • After the death of a disabled person, a death grant is disbursed to those who meet the entitlement conditions.​
  • The share in the pension of the deceased is disbursed to those who meet the conditions of entitlement to the pension share in accordance with the Social Security Law.​

In the event of the death of the pensioner and the presence of a stable pregnancy, he shall be disbursed with the monthly pension share due to him in his father's pension at his birth, and the allowance shall also be paid to him in the event that the number of children entitled to the allowance has not exhausted the maximum limit, which is seven children, and disabled children are not included in this number.​​

For those whose service ends with death, or who died within two years from the date of the end of his service and did not receive the remuneration, it shall be paid to the legal heirs and transferred to the Ministry of Justice - Execution Department – Legacy Department, to be distributed.​​

  • Any change in the status of the beneficiaries must be notified in a timely manner so that debts are not incurred in some cases, whose payment may be stumbled due to their accumulation as a result of such delay.​​
  • So that the entitlements of the beneficiaries do not forfeit the right to them after five years from the date of entitlement.​