Basic Insurance:

Permanent Pension: The pension is entitled to be obtained in the following cases: 

1-  Cases of entitlement of the pension without the condition of spending a certain period or attending a certain age:

a- Decease.

b- Total disability.

Or any of the above within a period not exceeding two years from the date of termination of service, provided that it is not subject to the provisions of Title V or the provisions of Pensions and Indemnities Law of military persons, No. 69 of 1980.

c- Expiry of the sickness leave for the workers in the government sector or the companies completely owned by the State.

d- Healthily unfit.

 

2- Cases of entitlement of the pension with the condition of spending a certain period and without the condition of attending a certain age:

a- Termination of service of the insured for health reasons threatening his life in case of continuance of work, when his subscription period in the insurance is of at least ten years, provided that the decision of the Medical Committee is prior to the termination of service.

b- Termination of service of the handicapped insured, when his service period accounted on the pension reaches at least fifteen years.

c- Termination of service of the handicapped insured, when her service period accounted on the pension reaches at least ten years.

d- Termination of service of the insured who exercises harmful, hard or hazardous works, when his subscription period in the insurance of these works reaches twenty years.

 

3- Cases of entitlement of the pension with the condition of spending a certain insurance subscription period and attending a certain age:

a- Termination of service of the insured for reasons other than those mentioned in (1,2), when he attends the age specified according to Table (7/b) enclosed to the Social Security Law, and his subscription period in the insurance is not less than fifteen years upon the age of fifty or twenty years before that.

b- Termination of service of the insured in the cases mentioned in the above preamble, when his subscription period reaches the level stated and he does not attend the age specified according to Table (7/b) enclosed to the Social Security Law. The pension shall be paid only upon attending this age or upon occurrence of decease or total disability before that.

c- Termination of service of the married, divorced or widow insured, for reasons other than those mentioned in (1,2), in case any of them had children and in case her insurance subscription amounted to fifteen years and had attended the age specified as per Table (7/a) enclosed to the Social Security Law. The above provision shall be applied on the married insured without children, in certain cases and conditions.

 

Temporary Pension:

The temporary pension is entitled to be obtained in the following cases:

a-  Termination of service of the insured in the private and oil sectors because of a disease and expiry of the sickness leave, provided that he is not entitled to obtain a pension and did not choose to have the retirement indemnity.

b-  Termination of service of the insured because of being condemned with a penalty restricting freedom, provided that he is not entitled to obtain a pension and his subscription period is not less than 15 years.

 

Rules of Accounting the Pension according to the Provisions of Title III: 

1- The pension shall be due monthly by 65% of the last monthly salary for the subscription period accounted in the insurance, amounting to fifteen years. It shall be increased by 2% per year, exceeding by a maximum 95% of the salary, taking the following into consideration:

a- If the last salary of the insured in the government sector or in the companies completely owned by the State, is less than the salary obtained earlier, because of lack in the value of the social allowance for wife or children, the pension is settled on the basis of the month preceding this lack, provided that more than five years passed.

b- As per the insured whose services are terminated in authorities that the workers of which are not subject, in the specification of their salaries, promotions and commissions, to employment systems approved by the Civil Service Council, or concluded by virtue of collective agreements, the pension shall be settled on the basis of the average salary during the last five years according to certain controls.

2- The insured may require his pension on the basis of dividing his subscription period accounted in the insurance on two separate periods, so that the first would not be less than fifteen years, if that would increase the due pension. The service period at the last employer in the first period shall not be less than two years, unless this period was spent in the government sector.

3- The pension is accounted, in the event of termination of service because of decease, total disability, expiry of the sickness leave, unhealthy fitness or for health reasons threatening the life of the insured, on the basis of the subscription period accounted in the insurance, or fifteen years, whichever is bigger. The period remaining until the insured attends sixty years old shall be added to the subscription period in case of termination of service because of decease or total disability. This period shall be added in case of termination of service because of expiry of the sickness leave, unhealthy fitness (for the workers in the government sector and companies completely owned by the State) or for health reasons threatening life, if it was proved that the insured became disable of earning upon the date of termination of service.

4- Concerning the handicapped male and female insured, the pension shall be accounted on the basis of the subscription period accounted or fifteen years, whichever is bigger. The temporary pension, decided for those whose service in the private and oil sectors was terminated because of the expiry of the sickness leave, shall also be accounted on this basis.

5- The pension shall be decreased in case of resignation (or its equivalent), within the rates set forth in Table(5) enclosed to the Social Security Law.

6- The minimum pension for those who have five or more dependent children is KD 650 per month.

 

Pensions of Ministers, Parliament Members and Municipality Council Members: 

1-  The Prime Minister and Ministers shall be entitled, upon termination of service, to obtain a monthly pension according to the following provisions:

a- If the period spent in the Ministerial position is one complete year, not attending four years, the pension shall be accounted on the basis of a nominal service period of fifteen years.

b- If the period spent in the Ministerial position is four complete years, the pension shall be equivalent to 75% of the salary.

c- In the event of total disability or decease during duty in the Ministerial position, the pension shall be accounted on the supposed basis of spending four years in the Ministerial position, in case the actual period is less than that, or on the basis of adding the complementary period for reaching the age of sixty, to the subscription period accounted in the insurance, whichever is bigger.

d- In the cases mentioned in the above paragraphs, if the total periods in the Ministerial position or other professions and works subject to the provisions of Title III, entitling them to obtain a bigger pension, the excess years shall be taken into consideration.

 

2- The above provisions shall be applied on the Parliament Head, Deputy and members as well as the Head, Deputy and members of the Municipality Council. 

*   The insured in the insurance of workers abroad shall be subject to the provisions decided for the insured in the private and oil sectors. 

Complementary Insurance: 

Entitlement Cases of the Complementary Insurance:

The complementary pension shall be entitled in the cases in which the basic pension is entitled. The complementary pension is considered a part of the pension and shall be subject to all its provisions.

 

Accounting Method of the Complementary Pension:

The complementary pension shall be settled on the basis of the balance accounted for the insured in the complementary insurance, according to the schedules enclosed to the Law.